Get African Bank Personal Loans Online up to R50,000. Flexible repayment periods between 6 to 18 months. Fixed repayment installments, providing you with consistency. Your interest rate remains 15% of the loan, regardless of whether the interest rate increases or decreases during the term of your loan. Apply Now!
About African Bank Personal Loans Online
African Bank is the market leader in the personal unsecured credit market in South Africa.
African Bank understands you as an individual, believes in you and empowers you to create more with your life. African Bank enables you to achieve your goals and improve your standard of living by giving you access to affordable, responsible & convenient credit that you need when you want and qualify for it.
As the Credit Specialists, even if you don’t qualify African Bank will help you understand, manage and improve your credit standing. As your credit partner, they specialize in giving you individualized credit that works for you.
The 15% loan
In an ever-changing world, financial reassurance is like a breath of fresh air, especially when instability seems like the new norm. Fortunately, the 15% loan offers you a fixed interest rate and fixed monthly repayments for the term of your loan. We give you the assurance that when everything else changes around you, the 15% loan won’t! You don’t have to worry about fluctuations when the economy changes. If you’re focused on knowing exactly how your pocket will be affected over a certain period, the 15% loan is your solution – with these added benefits:
- You will be treated like an individual with the respect that you deserve
- Your creditworthiness will be accessed properly and you will receive consistent credit offers
- African Bank will provide you easy and convenient application options
- You will have access to credit
- Simple and Transparent credit offers that you can understand
- Credit offers are tailor made to your unique needs
- A choice of monthly repayment terms that you can afford
- You can enjoy greater financial freedom with credit offers that fit your budget and your lifestyle
- Interest is fixed for the period of your loan so repayments won’t change
- Immediate credit approvals and same day payouts
- Immediate access to money with instant issue Credit Cards
- Peace of mind for unplanned circumstances with Credit Life Insurance
African Bank acquired the Ellerines Holding Group. African Bank is the credit provider for Ellerines Holdings Retail Stores. Within the Ellerines family, there is a diversity of stores offering you a range of lifestyle products. Ellerines stores include:
Beares
Geen & Richards
Furniture City
Dial a Bed
Wetherlys
Osiers
FurnCity
Lubners
Mattress Factory
Early Bird Services
Savells
Fairdeal
TownTalk
Ellerines etc.
Get African Bank Personal Loans Online up to R50,000
We offer loans up to R50,000 paid directly into your bank account.
Repayment period
Flexible repayment periods between 6 to 18 months
Fixed repayment
Fixed repayment instalments, providing you with consistency
Sales Contact Centre
We have a team of Sales Contact Centre Consultants at your service, able to process your Personal Loan over the phone
Quick repayment
Repay your loan quickly and conveniently, straight from your bank account
24/7 online service
With our 24/7 online service, you can apply for a loan online at any time or visit any of our branches across the country if you prefer a face-to-face experience
How To Apply for African Bank Personal Loans Online
Applying for your Personal Loan is quick and easy. In just a few simple steps you could be on your way to personal financial freedom. To ensure that your application is even quicker, make sure you have the following documents available to upload with your application, or when you visit a branch.
- Identity document
- Latest original pay slip
- Latest bank statement reflecting 3 salary deposits
- Proof of residence
Simply visit this link to apply online https://www.africanbank.co.za/en/home/ chose Loans and fill in your detail
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